Commercial Auto Insurance

When it comes to running a business that involves the use of vehicles, having commercial auto insurance is crucial. Providing your insurance agent with all the necessary details about how your vehicles are used is essential to ensure you have the right coverage. Whether the vehicle is used for business and personal use, the distance traveled regularly, who will be driving, or if employees use their own vehicles for work, every detail matters. Your personal auto policy will not cover commercial use, so it's important to have a commercial policy in place to avoid being uninsured in case of an accident. Additionally, certain businesses must comply with federal and state regulations regarding vehicle operations, especially if they involve interstate hauling or using leased or rented equipment. Understanding and meeting these requirements is vital, and having the right insurance coverage, such as hired or non-owned vehicle coverage, is key to protecting your business assets.