Life Insurance

Life Protector

This Whole Life policy provides cash benefits to help your loved ones when they need it most. In the event of your death, Combined Insurance will pay your beneficiary up to $100,000, depending on the plan for which you applied. As long as premiums are paid when due, this policy guarantees coverage will be available to age 100 to provide lifetime protection.
Helping your loved ones carry on:
The Life Protector benefits are payable directly to your beneficiary. These cash benefits can be used to help with 
final expenses, mortgage or rent payments, or replace some lost income.
Living Benefits (Accelerated Death Benefit)
If you are diagnosed with a terminal condition, you can apply for up to $75,000 while you are living. You can use the money where most needed when you need it the most, providing a little extra financial security.
Term Life Insurance (optional)
If you have children, a mortgage, or just want extra coverage for your family, you can purchase up to $150,000 in Term Life Insurance. Term Life Insurance offers additional protection for 20 years, or to age 65, depending on 
the plan you select, and additional Living Benefits.
Accidental Death Benefit (optional)
If you purchased the optional Accidental Death Benefit, we will double the benefits paid to your beneficiary should you die as the result of an accident.

Golden Advantage Protector

This policy provides cash benefits to help beneficiaries once their loved ones are gone. In the event of your death, Combined Insurance will pay your beneficiary either $3,000, $5,000, or $10,000, depending on the plan you select. This whole life policy has coverage to age 100* to provide long-term protection when it is needed the most.

Here’s how it works.
Golden Advantage Protector is a limited benefit Whole Life insurance policy. During the first two years the policy is in force, the full-face value of the policy will only be payable in the event of Accidental Death.
Paid-up after 15 Years
Non-Forfeiture Values
Living Benefit (Accelerated Payment Benefit)

This is a brief description of policy benefits. Contact Holden Young Insurance for complete details of policy benefits, exclusions and limitations. Products vary by State subject to availability and qualifications.